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Does Health Insurance Cover Urgent Care Visits?

Does Health Insurance Cover Urgent Care Visits?

13 June 2016 / Category: News
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Does Health Insurance Cover Urgent Care VisitsUrgent Medical Center accepts all major forms of insurance as well as Florida Workers comp, Medicare and more.

Before heading to your local urgent care center it’s wise to wonder if your insurance will cover the care you receive. Unfortunately, there isn’t a simple answer to this question because every insurance provider and policy is different. Not to mention, some urgent care centers are rather picky about the types of insurance they work with.

In most cases, your insurance should cover at least a portion of urgent care visits. Patients are generally still responsible for a co-payment or deductible, just like when you go to your primary care doctor.

In rare instances, the urgent care that you visit may not accept your type of insurance. To avoid issues, it’s best to call ahead and make sure that they accept the provider you are insured under.

You could also call your insurance or read over your policy online to see what it outlines in regards to urgent care coverage. Your policy should outline exactly how much you are expected to pay and what percentage it covers, as well as any flat rate deductibles. 

Urgent Medical Center accepts all major insurances, including:

  • Aetna
  • AcMed Health Plans
  • Blue Cross/Blue Shield
  • Cigna
  • Corvel
  • Coventry
  • Dimension
  • First Health
  • Florida Workers Comp Insurance
  • Humana
  • Medicare
  • Molina Healthcare
  • Neighborhood Healthcare
  • Rockport
  • United Healthcare
  • +More

If you don’t see your insurance provider in the list above, feel free to give us a call and ask our friendly office staff.

Does Urgent Care Accept Worker’s Comp Insurance?

Urgent Medical Center proudly accepts worker’s comp insurance.

It’s important to note that not all urgent care facilities do. Generally speaking, when worker’s comp insurance is used it’s related to a workplace accident that resulted in mild to moderate injury. There are many workplace-related injuries that require medical treatment but not serious enough treatment to warrant going to the emergency room.

How Much Does Urgent Care Cost?

The cost to visit urgent care will vary depending on what sort of treatment you require. For instance, if you need to have tests that require laboratory results, or you need X-Rays to see if your arm is broken, these things will cost more than if a doctor performs a basic check up and writes a prescription.    

Urgent care is always more affordable than going to the emergency room. Plus, wait times tend to be shorter too. Not to mention, the sickest of the sick go to the ER, leaving you more susceptible to picking up a dangerous virus or bacteria.

If you are not experiencing life or limb threatening injuries you should more than likely visit urgent care instead of the emergency room.

The average emergency room bill is upwards of $1,300, which is WAY more than the average urgent care bill.

Just because a certain facility does not accept your insurance does not mean you can’t receive care there. You will just have to pay the entire bill out of pocket.

How To Get Even More Savings At Urgent Care

Urgent Medical Center offers a unique membership program for our most frequent patients. UMC Membership affords you deals and discounts on many common services. It is not insurance, but rather a plan you can enroll in to receive our services for free or at discounted rates in conjunction with your regular insurance. We offer special policies for individuals, families and employers.

Some perks of becoming a UMC member include:

  • 50% off lab procedures (Digital X-Rays, Incision and drainage of abscesses, casting, etc.)
  • One free physical exam per year.
  • Same day or next day specialty referrals.
  • Discounted CT Scans, MRIs and Ultrasounds.
  • Unlimited clinic visits.
  • +More!

Learn more here: http://www.urgentcarefl.com/umc-membership/

We Accept All Major Insurances!

You don’t have to be a UMC Member to enjoy top-notch medical care at competitive prices. We vow to never overcharge for services. In fact, quite the opposite, we strive to provide the most affordable healthcare possible. 

Visit us today for the treatment you need, be it injury, illness or a quick pre-employment physical exam—we do it all! Plus, we accept all major insurances.

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